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How to File a Truck Accident Claim The majority of truck accidents are caused by inattention on the part of a truck driver or trucking company. Injured victims typically have to file a lawsuit in order to get full compensation for any incident-related costs. Medical bills are a common cost for victims of truck accidents. The insurance company for the responsible party could require an independent medical exam in order to be able to see the extent of your injuries and how they impact your daily routine. Medical Care It is essential to seek medical attention right away following an accident involving a truck to ensure your health and safety. Getting medical attention as soon as possible will allow you to document your injuries so that you can use them as evidence in your claim. It will also assist you to create an evidence-based case that proves your injuries resulted from the crash. Medical expenses are a crucial aspect of any claim for personal injury. They demonstrate the extent of your injury and how it has affected your life. Without a solid record of your injuries, you may not be able claim the full amount of your damages. In certain cases, the medical care may be so extensive that you are unable to work or resume your normal activities. In this situation you could be entitled to compensation for lost income. You may also be entitled to reimbursement for the cost of any assistive device that you need to live a normal life. Like any other accident it is possible that several parties can be held accountable for the cause of a truck crash. These parties include: Truck drivers: They could be employees of a company with a contract to drive for a certain employer or independent owner-operators. They operate their trucks on behalf of themselves or the shipper with whom they have a contract. If truck drivers are negligent or reckless, or engaged in unsafe conduct on the road, they may be held accountable for the cause of a crash. Other drivers: If a driver's negligence contributed to the crash, that driver might be held liable. Other drivers are typically held responsible for truck accidents, especially when the other driver was driving recklessly or was distracted. The responsible parties may try to reduce your claim by deflecting blame, logging your statements against you, or trying to trick you into admitting that they are at fault. This is why it is important to work with a knowledgeable truck accident lawyer. Your lawyer will fight to protect your rights and ensure the responsible party pays what you're due. Lost Wages While fender-benders and parking area scrapes are commonplace for passenger vehicles however, the same can't be said for truck accidents. These accidents are more severe and are more likely to cause permanent disability and long-term injury. These crashes also carry larger loads, which could cause occupants to be at risk. There are many different types of truck drivers. Owner-operators, who own their own trucks and contract with shippers for a cost to transport goods, or company drivers who operate vehicles owned by their employers. Both of them can be held accountable in a collision that involves commercial vehicles, based on the circumstances of the incident. Anyone who suffers an injury in a car accident that prevents them from working might be entitled to compensation for lost wages. These are calculated in relation to the amount the money that they could have earned while they were unable to work as a result of their injuries. This includes not just regular salaries, but benefits such as paid time off and overtime. In order to award damages for lost wages, a judge usually reads a letter from injured party's doctor that details their treatment plan and explains why they were unable to work. A letter from the person's employer is also required that confirms their hourly or salary wage, as well as the number of days they were unable be at work due to their injury. After all the evidence is taken into consideration, your lawyer will prepare the demand document that details the amount you've lost as a result of the truck crash. The package will be sent out with an explicit message to the insurer of the other driver, detailing the details of the case and the extent of your injuries. Negotiations could involve back-and-forth communications. If a settlement cannot be reached your lawyer will file a suit on your behalf. In most cases, a person who is claiming damages can recuperate lost wages under the bodily injury liability insurance of the driver at fault. If trenton truck accident attorney is not available, a person who was injured by an uninsured or underinsured driver can make a claim through their own insurance company up to their personal injury protection (PIP) coverage limit. Suffering and Pain In addition to financial losses, truck accidents often result in substantial emotional and physical discomfort. These non-economic losses are difficult to measure, but they merit compensation in the form of monetary. A knowledgeable New York truck accident lawyer can review your case and determine the value of your non-economic losses. A good example of an economic loss is the inability to pursue hobbies or take part in favorite pastimes due to injuries. You could miss out on trips or other activities that make your life enjoyable. You are entitled to compensation for these losses. Other examples of non-economic losses include loss of consortium and enjoyment of life. It is crucial to seek immediate medical attention for any injury following a crash with the size of a truck. This will not only assist you to maintain your health but also serve as a valuable document for any future personal injuries claims. It's also important to obtain an exhaustive medical examination even if your injuries seem minor at the time. Over time an experienced medical professional can determine how serious your injury really is and provide you with the correct treatment. Next, your attorney will go through all the evidence and create an order letter that outlines your demands for compensation. Your lawyer will then forward the demand letter to the parties at fault and their insurance providers. Your lawyer will then be prepared to take them to trial if they are unable to accept your demands. This lets them know that you're not planning to back down and they should treat you with respect if they want you to get fair compensation. Lastly, be prepared for the at-fault party's insurance provider to contact you about the collision and the injuries you sustained. They are often “wolves in sheepskins” and will try to obtain the information they will twist and use against your settlement in court. By having your lawyer handle all communications with insurance companies and others, you'll make sure that you don't make any statements that could be used against you. Damages The most important thing to consider is the damages aspect of any truck accident claim. Damages can be economic (medical bills and lost wages) or non-economic (pain and suffering). All injuries are the result of negligence. To be eligible for compensation the victim must prove that the responsible party failed to use reasonable care when operating or maintaining their car or acted recklessly while driving. Even minor accidents can cause devastating injuries due the size and weight. Even if your injuries are minor it is essential to seek medical attention immediately. This will not only ensure your health but also provide vital evidence for any potential injury claim. This will help your insurance company know the full extent of your injuries, and could help them prove that you're not as severely injured as you claim to be. It is also essential to keep track of all costs incurred in connection with your accident. You must keep an eye on any travel costs you incur to reach doctor's appointments and other treatments. Also any property damage that is caused by the accident. This includes your car that could be destroyed and other personal items such as watches and jewelry. Insurance companies may contact you to offer a settlement soon after the crash. However, you should be wary of speaking with them or entering into a settlement without first consulting an experienced truck accident lawyer. They are often trying to convince you to accept low offers that don't pay for your expenses resulting from the accident. A lawyer with expertise can review your records and give you an accurate estimate of your case. Your lawyer will also be able determine if any additional damages, such as punitive damages, are available. These are damages intended to punish the wrongdoer and deter others from engaging in similar behaviour.